NCTC Flower Mound Campus
Learning Frameworks Class
Thank you so much for welcoming me in your classroom to speak to you on managing your personal finances!
After being invited by Coach Jackson to be a guest speaker for this topic, I was eager to meet you all and play a part in encouraging you to take the lead role in determining how financial resources that are entrusted to you are managed and governed.
Here's a few items that I covered and asked of you:
1. Get your free credit report via www.annualcreditreport.com. At this site you will be able to choose to see your credit report from either of the major bureaus (Equifax, Experian, Trans Union). You are entitled to get one free report annually as a part of this service.
2. You can also get your credit score for under $10 at the time that you request your annual credit report. Not a bad deal. Go for it and use this number as a starting point for future growth!
3. Use a spending plan weekly! This will help you to purposely spend and save in a manner that is in line with your financial goals. If you would like to have the spreadsheets that I used in class, email me at cmw.carolyn@gmail.com. I will get them to you right away!
4. Watch your step - identify theft is on the rise!! Keep yourself and your information out of the hands of those that would like to steal from you. Watch your bank accounts and credit report to determine if someone is attempting to assume your name and identity.
Again, I appreciate you allowing me to share with you. Here's to your financial life being better than you could ever imagine!
Thanks
Carolyn M. Williams
