Sunday, November 2, 2014

Take the Challenge: WISE Magazine CSI - Credit Score Increase!




Money reVerse partners with WISE Magazine for this nationwide challenge.  

Raise your FICO credit score in 2015.
Get ready!  Get Set!  Get More Credible!!

Stay tuned…

Let your light so shine before men, that they may see your good works and glorify your Father in heaven.   
Matthew 5:14

Join me at CrossRoads Covenant Church on 11/22/2014 for Men's Impact Weekend!










While everyone else is simply getting ready for the Thanksgiving holiday, the Soldiers of the Cross - Men of CrossRoads Covenant Church in Desoto Texas will also be deliberately hosting a powerful Men's Impact Weekend!  

CrossRoads Covenant Church in Desoto Texas is lead by Pastor Josef Rasheed and First Lady Rochelle Rasheed.

I'm honored to join this powerful weekend as the keynote speaker on Saturday November 22, 2014.  We will detail and explore the differing financial seasons of our lives.


Throughout the Christian Holy Bible there is evidence of seasons - a period of time that is characterized by a particular activity, event or weather pattern. In these times God's promises and divinely given wisdom is used to guide His people on how to operate, prosper and rejoice. This session introduces the concept of financial seasons based on Holy Spirit inspiration, Christian biblical financial principles and US market financial knowledge and patterns. Attendees of this session will walk away energized and inspired to operate in their daily lives in ways that harmonize with their current financial season. 

Each attendee a tool that can be used to organize, plan and manage your household finances.  After lunch I'll host a workshop in which I demonstrate how to use this tool to assist everyone to get better organized and begin creating and managing to a spending plan as opposed to looking back to figure out what happened to the money after the fact.  Every man will walk away better enabled to manage the funds that the Lord has entrusted to him!

To all husbands, fathers, grandfathers, uncles, nephews, sons and mentors - from far and near - this event is free and open to you!  

CrossRoads Covenant Church is located at 647 E. Pleasant Run Road  Desoto, TX  75115.  The Saturday event will start at 10 AM and end at 1:30 PM.  

Ladies, please honor the spirit of this event and pray for and send the men to this event.  Make plans to join me at an event that's not planned to be men only.  Stay tuned… I'll keep you posted of my schedule!!  Let's allow our Christian men to gather, fellowship and grow this weekend in this masculine setting.  For more info, please contact Marques Miles at mmiles@crossroadsdesoto.org.  Thanks for your compliance!

I'm honored to be a part of this Men's Impact Weekend.  Looking forward to it!











Carolyn

Saturday, November 1, 2014

Join me at Life Changing Faith on Wednesday November 5th!



My first partnership with Life Changing Faith Christian Fellowship was just a short time ago.  I was honored by being invited to be a speaker for their marriage ministry annual retreat at the Tanglewood Resort in Pottsboro, TX.  This event was such a blessing to me!  I met many great folks and was encouraged to learn from a few individuals that God's word delivered through me was received as instruction and encouragement to focus on the tangible financial blessings that He is providing to us.  

I was totally surprised when Pastor Dono Pelham blessed me with a prophetic word and prayer for the ministry that God has entrusted to me.   He also dubbed me as an honorary member and I received an enthusiastic  "You're Home" declaration from everyone in attendance.  Talk
about an overflow of blessings!


Ok… I'm showing up in the house this Wednesday night.  The Life Changing Faith house in Frisco Texas.  I'm going to share again!  

This time I will confirm what God's word says about being credible and having a good reputation and applying this truth to our financial life.  I will make this practical as I provide information on agencies that are actively collecting, storing and selling information about our financial practices to lenders and other businesses.   It is common knowledge that the three major credit bureaus focus on this practice.  I will share with everyone in attendance 15 additional agencies that are also collecting and storing details about our financial practices.  We'll also discuss your rights to this information and I will give everyone detailed information needed to contact each of these agencies to get your entitled copy of each report and request that any inaccurate information is corrected.  We all will walk away from this session armed with information to begin protecting and improving our financial credibility.  I promise that this will be life changing!

Life Changing Faith is located at 7185 Main Street Frisco, TX  75034.  Service begins at 7:00 PM and is free and open to the public.  Looking forward to seeing Money reVerse supporters there!

Let your light so shine before men, that they may see your good works and glorify your Father in heaven.       Matthew 5:16 NKJV













Carolyn


Friday, October 3, 2014

Money reVerse at the Marriage Retreat for Life Changing Faith!

I've been invited to be a part of the 2014 Marriage Retreat hosted by and for couples of Life Changing Faith Christian Fellowship on Saturday October 4, 2014.   What an honor!!

I will join the retreat on Saturday morning to share wisdom and practical steps to help us to identify, embrace and operate effectively in our current financial season.  I will be contrasting our climatic and financial seasons while sharing Christian biblical truths and my personal testimonials.    

This is a full weekend retreat that will take place at the Tanglewood Resort and Conference Centers in Pottsboro, Texas.  I'm excited to visit this resort for the first time.  Glad this is in my current season.  Road trip!!

This event is not open to the public so I'm asking you to be prayerful for the event and the message that is to be delivered.  Thanks for your support in this powerful way!

The Life Changing Faith Christian Fellowship is located in Frisco, Texas and is lead by Senior Pastor Dono Pelham.  The marriage ministry is lead by Cedric and Michelle White of Healing Thine Hearts Ministries.  

Thanks again for supporting Money reVerse!

Carolyn



Join me at The Potter's House - Dallas on October 9, 2014




I will be joining the Chosen and Committed Marriage Ministry monthly meeting on Thursday October 9, 2014 at 7:00 PM at The Potter's House in the Dallas Chapel.  

Money is a such a vital part of all of our relationships.  Having harmony in financial views, plans and individual choices are key to a healthy marriage.  In order to prosper financially as outlined in the bible, it is important to operate in your current financial season as you prepare for the next season of financial promotion.  In other words be in season financially!! 


In this meeting I will be sharing biblical financial wisdom, tactics and strategies for identifying and embracing your current financial season along with practical steps for preparing for financial promotion and elevation.     


The marriage ministry at The Potter's House - Dallas is lead by Elder Roger and Lady Yolanda Haley.  They have a commitment to help couples thrive in their marriage by providing empowering educational tools to nourish and cherish each other in a healthy marriage relationship. This ministry will not only play a pivotal role in building successful marriages, but it will also impact children, families, the church, the community and ultimately, the world.   The Potter's House ministry is lead by Bishop T.D. Jakes and First Lady Serita Jakes.

This meeting is free and open to the public.    Elder Roger and Lady Yolanda Haley notes that even though this is a marriage ministry meeting, individuals that are in the premarital stage, single or divorced are also invited to attend.  Come one, come all!!


The Potter's house is located at 6777 West Kiest Blvd  Dallas, TX  75236.  This event will be held in the Chapel.


It is an honor to be invited to be a part of this vibrant ministry group.  I'm looking forward to it!


Join me!  Looking forward to seeing you there!





Carolyn




Monday, September 8, 2014

Money reVerse is on Facebook!!

Money reVerse is on facebook.



Enough said.  



If you like me here can you please go and like me there?

I'm going to have great stuff there…

and I like likes

On facebook

Ok...See you there!!

On facebook

Praise God from whom all blessings flow!!

Money reVerse is on facebook.

Enough said.











Class offering: 21 Days to Stock Market Investing

Money reVerse Class Offering 

21 Days to Stock Market Investing
Starting Monday October 13, 2014

No prior stock market knowledge required!

Want to jump into stock market investing to ride the market all-time highs? This Stock Market Basics group is for you!  This is an interactive classroom group session designed for those that are starting to learn about the financial markets and trading. There will be a 2.5 hour group meeting held weekly for 3 weeks.  Sessions will be held on Monday evenings from 6:30 PM - 9:00 PM in Plano, Tx.   
Note: Distance Learning /Online participation is not available for this class.


Get these investing questions answered in this session
    What are stocks and why should we invest?
    What are market sectors?
    How do I find and analyze potential stock investments?
    How do I open a brokerage account?
    What is my risk personality?
    Why do markets move the way that they do?
    What is the best stock market trading strategy for my risk personality?
    What investing principles are given to us in the Christian Holy Bible?
Here’s what you will get
·      Christian Biblical principles on investing and money management.
·      Trading and investing knowledge of stocks, ETFs and Mutual Funds.
·      Classroom style instruction with personal attention and take-away materials.  No tools or subscriptions to purchase!
·      Individual Risk Assessment – understand your personal risk tolerance profile!
·      Brokerage firm comparison info – select your brokerage with confidence!
·      Practical application weekly homework.  Put what you learn into action now!
·      60 days post-session coaching via virtual trading in the real market!
·      12 month access to Money reVerse exclusive investing virtual community!
Only $200 per person enrollment cost!  

This is what others are saying about the 21 Days to Stock Market Investing Session
"Very excited learning from the Money reVerse 21 Days to Stock Market Investing session. Life changing for me!”  P.S.  Fort Worth, TX
"Thank you for sowing into our lives over the past three weeks. May the Lord exponentially bless you to do more for the Kingdom. I have just placed my first order for a mutual fund, using the principles you shared with us."  C.M. Plano, TX
“The 21 Days to Stock Market Investing group was very empowering and entertaining. Ms. Carolyn makes learning how to trade fun!!”  J.B.  Dallas, TX
"Your talents and heart continue to bless my household, thank you. As I promote how simply and practically you took us from zero to market capable, I am amazed at how many people don't invest or manage their investments. I thought I was part of a minority. Needless to say, I have several new students for you. Enjoy your season, teacher!"  L.C.  Carrollton, TX
“Thank you for sharing your gifts and talents with us. You made these hard working sessions fun and memorable!!”  G.D.  Plano, TX
"Well, we did it. Our brains actually learned a lot in your sessions...YIPPEE! We opened and funded our brokerage account today with XYZ firm*. We are off to trading..."   B.S - Dallas, TX
*  Content adjusted from the original commentary for this publication.
Click here for registration information.  Limited spaces per class.
 Is this your season for financial elevation??? 









Carolyn

Sunday, August 31, 2014

Enjoyed being a part of the 2014 Wolfe Project School Reunion!!

It was such a blessing to be a part of the 2014 Wolfe Project School Reunion in Dallas Texas!  

The Wolfe Project School was birthed in 1938 in rural Southeast Arkansas as a segregated school that served needs of African American students in the Desha School district.  The school and the
community continued to grow and thrive until school was closed in 1967 as a result of integration.

The educators, students and community members have kept the community that was created by this school alive through biennial reunion gatherings.  These gatherings have been times of celebration, encouragement and remembrances.

I was invited to be the banquet speaker for the 2014 reunion.  This was such an honor!  My dad, the late Hayward Williams, Sr attended this school along with one of my sisters.  I shared and encouraged everyone to leave the legacy they are purposed to leave.

Takeaway from this session:  You are not going to be here forever, but your legacy can be.

The Wolfe Project School has been closed for many years.  There is no one employed by the school and the building has been torn down for many years.  In spite of that, the 2014 reunion of students, teachers and community members alike is flourishing as strong as a reunion of a class or school that is in full operation.  This a noteworthy legacy!   Thanks again for inviting me to participate in this fun fun occasion!

Everyone is going to leave a legacy - those things that are said about you and passed down by you when you're no longer here.  Are you building yours to make the mark that God has purposed for you to make?

Go and get busy creating your legacy on purpose.  No one else can do it for you!!


Carolyn

Wednesday, July 16, 2014

Financial Authority: Part 1 - No Personal Financial Ignorance

Operating in the financial place that is outlined for Christians in the Holy Bible will require that we first put to an end all instances of personal financial ignorance.

No disrespect is intended here.  Let’s break it down.  

Ignorance is having a lack of knowledge or information.  Ignorance is in no way related to intellectual capacity as is often implied in our conversations.  Ignorance is being unaware, unfamiliar, inexperienced and unenlightened.  Ignorance can exist because of isolation, limited exposure or more deliberate measures.  For this reason I believe that in today’s overabundance of information, being ignorant is a choice.

Personal financial ignorance can be described as being uninformed of the details of your own personal financial situation.  Is that possible?  Sadly I must say that it is possible.  This is a clear measure of financial immaturity that I’m praying will be resolved for all Money reVerse followers starting with this blogpost!

Let's go to the verses Know the state of your flock
Be diligent to know the state of your flocks,
And attend to your herds;

For riches are not forever,
Nor does a crown endure to all generations.

When the hay is removed, and the tender grass shows itself,
And the herbs of the mountains are gathered in,


The lambs will provide your clothing,
And the goats the price of a field;


You shall have enough goats’ milk for your food,
For the food of your household,
And the nourishment of your maidservants.
                                    Proverbs 27:23-27  NKJV


These scriptures, located in the Bible book of Proverbs, served as instruction to those in biblical times to be aware of what’s going on with their flocks and herds.  Let me paraphrase these passages:

Having riches at one point in your life does not mean that you will have them forever.  If you don’t consistently take care of the money that you have, is it very possible that your future generations will not benefit from it. (As noted throughout the Christian Holy Bible, the family lineage and importance of making plans for future generations is very important.)  If you take care of what you have, you can have enough assets to cover your needs and/or be sold for lot of money.  Guess what?  By being consistent and particular to carefully manage your financial resources, you can take care of everyone in your household along with the hired help that you’ve engaged!  All of this if you will be relentless about knowing what’s going on with the money you have today.  

In biblical times an individual’s wealth was determined primarily by their cattle inventory.  Here’s an example of how one rich man, Job,  was described.   

There was a man in the land of Uz, whose name was Job; and that man was blameless and upright, and one who feared God and shunned evil.  And seven sons and three daughters were born to him.  Also, his possessions were seven thousand sheep, three thousand camels, five hundred yoke of oxen, five hundred female donkeys, and a very large household, so that this man was the greatest of all the people of the East. 

                                                                    Job 1:1-3 NKJV 
                                                                                                                                        
The modern-day adoption of the instruction of being diligent to know the state of your flock is to be diligent to understand your personal finances.   To take this further, to know the state of your finances is to know the details of your personal fiscal matters at a particular point in time.  

To know the state of our financial matters we should be able to speak intelligently as we answer at a minimum the following  7 questions about ourselves:

- How much money am I expecting to earn this year?  How is this compared to what I expected to earn last year?  How am I tracking to this goal at this point in time? 

- How does my monthly income compare to my monthly expenditures?  Am I living in deficit or surplus? (When income and expenditures are equal we are living “on the money”.  This rarely happens but it is possible...)

- How am I handling the monthly deficit or surplus identified in question #2?

- How much debt do I have?  How does this compare to my income (debt to income ratio = debt / income).  How does this debt to income ratio compare to my debt to income ratio this time last year?

- How much savings do I have?  How does this compare to my savings this time last year?

- What is the value of my personal assets (real estate, automobiles, stocks, stock derivatives,  bonds, mutual funds, investments, collectibles, business valuation if sole proprietor or partnership)

- What is my financial credibility rating (credit score)?  How does this compare to my credibility this time last year?


Answers to these questions will give you the state and condition of your current personal finances.  We’re not addressing future plans, goals and aspirations at this point.  Current state only in this first step.  To take this a bit further, every 6 months I prepare a statement of my financial condition that I could deliver as an elevator speech.  But I don’t share it as a speech and never discuss this on an elevator.  This is for me.  Likewise your personal financial condition is for you...

How do you get to knowing the state of your flocks?  A major  key to achieving the financial headship that is outlined for us in the Christian Holy Bible is to consistently track and manage your weekly and monthly income and expenditures.  From that consistent tracking, a summary of key data points will get you the data that is needed.

The scripture didn’t instruct us to know that state of our flocks and herds only when they are doing well.  If it's yours, you should know it’s condition - even if it isn’t good right now.  This is the foundational step for getting our finances aligned to Christian biblical scripture.  

We're going somewhere but we've got to get our ticket here!!  If things have been rough for you recently,  it will take courage to sit down and do this.  You have what it takes! Just by completing this step things are already getting better!!  

Can you commit to getting a detailed understanding of your financial condition within the next 14 days or sooner?  I'm doing it.  Join me!

Carolyn





Click here to see the previous post in this series!